Law

What Are The Top 5 Mistakes Individuals Make While Dealing With Insurance Adjusters After a Car Accident?

Asfa RasheedAugust 12, 2024

135 3 minutes read

After a car accident, it is not easy to deal with insurance adjusters in Fort Wayne, Indiana. It is a very overwhelming experience, and people tend to make mistakes when dealing with them. While it is very natural to feel that you want to get this situation over with, it is also important to avoid common mistakes that can affect the claim and leave you with less compensation and get help.

Insurance adjusters are born in Fort Wayne to give you the most minimal possible payout and protect the interest of your employer company. They will use multiple tactics to confuse and interrupt you to manipulate you into accepting a low settlement offer. Let us look at the mistakes individuals make while dealing with insurance adjusters.

Table of Contents

What Are The Mistakes Individuals Make After Car Accidents?

Not Getting Proper Legal Representation.

One of the biggest mistakes individuals make is not seeking legal representation after a car accident. Individuals think that they will handle everything and they will not have to take any help from the outside.

An experienced attorney can make sure that fair compensation is given for the injuries and damages caused. They will also handle communication with the insurance company to get the evidence and negotiate a settlement if required. By avoiding this common little mistake, individuals can protect their rights and increase their chances of having a fair settlement after a car accident.

Not Understanding The Insurance Policy

Insurance policies can be confusing to understand at times, but it is very important to understand what is covered and what is not. Do not assume that your insurance adjuster will sit beside you and explain the policy to you accurately. Make sure that you review the policy by yourself and ask questions if you are not sure about something. An experienced car attorney can help you understand the policy and make sure that you are getting the coverage you deserve.

Failing to Record The Injuries

Insurance adjusters can easily dispute the severity of injuries you have gone through. If you do not have proper documentation and proof, ensure that you get medical attention and take photos and videos of your injuries. It is very important to keep a log of your symptoms, medical appointments, and expenses while making sure that you have witness statements and contact information for people who can prove the same.

Accepting A Low-ball offer

The insurance adjusters have a way of making an initial offer that might be reasonable, but in most cases, it is a lowball offer. It is designed to get you to settle quickly and save your money by getting compensated less than what you actually deserve. Make sure that no offer is accepted without considering all the damages that have been incurred.

Giving Statements Without Consulting An Attorney

One of the biggest mistakes made by individuals is that they fall for the recorded statement trap set by the insurance adjuster. Insurance adjusters have a trick where they often request a recorded statement from the accident victim, cleaning that they need to get your side of the story.

The statements will be twisted and used against you later in the claims process. This is where an experienced car accident lawyer can help you prepare for the statement and ensure that you do not say anything that could compromise the claim.

What Are The Next Steps That Must Be Followed After An Accident?

If an individual has been in a car accident the first thing they should do is to get medical attention. Police report should be filed within 24 hours of the accident. It is very important to keep track of all the expenses and negotiate with the insurance company to get a fair settlement. Let us look at the steps involved.